Call reports 2024
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2024
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,537,024,000 | 1,546,249,000 | 1,563,728,000 | 1,576,482,000 |
| Total loans | 975,940,000 | 988,847,000 | 980,196,000 | 985,103,000 |
| Allowance for loan losses | 11,799,000 | 12,062,000 | 12,037,000 | 13,066,000 |
| Securities available for sale | 418,493,000 | 406,300,000 | 407,717,000 | 388,329,000 |
| Securities held to maturity | 9,200,000 | 9,200,000 | 9,200,000 | 9,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,223,557,000 | 1,216,043,000 | 1,267,246,000 | 1,319,067,000 |
| Interest-bearing deposits | 893,409,000 | 899,726,000 | 938,512,000 | 969,715,000 |
| Noninterest-bearing deposits | 330,148,000 | 316,317,000 | 328,734,000 | 349,352,000 |
| Equity capital | 106,496,000 | 107,948,000 | 121,554,000 | 112,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,964,000 | 30,427,000 | 46,470,000 | 62,527,000 |
| Interest expense | 6,224,000 | 12,760,000 | 19,565,000 | 25,923,000 |
| Net interest income | 8,740,000 | 17,667,000 | 26,905,000 | 36,604,000 |
| Noninterest income | 4,619,000 | 9,466,000 | 14,182,000 | 19,038,000 |
| Noninterest expense | 11,061,000 | 22,005,000 | 33,096,000 | 44,773,000 |
| Provision for loan losses | 0 | 225,000 | 225,000 | 1,265,000 |
| Pretax income | 2,298,000 | 4,851,000 | 7,764,000 | 9,702,000 |
| Income tax | 420,000 | 896,000 | 1,550,000 | 2,013,000 |
| Net income | 1,878,000 | 3,955,000 | 6,214,000 | 7,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,470,000 | 122,940,000 | 123,642,000 | 123,221,000 |
| Total capital | 133,702,000 | 134,434,000 | 135,111,000 | 135,719,000 |
| Risk-weighted assets | 1,151,201,000 | 1,170,047,000 | 1,118,722,000 | 1,094,776,000 |