Call reports 2023
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2023
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,546,745,000 | 1,557,190,000 | 1,543,136,000 | 1,572,278,000 |
| Total loans | 910,073,000 | 946,800,000 | 956,115,000 | 965,005,000 |
| Allowance for loan losses | 12,173,000 | 11,809,000 | 11,992,000 | 11,881,000 |
| Securities available for sale | 460,904,000 | 451,434,000 | 426,754,000 | 433,977,000 |
| Securities held to maturity | 9,615,000 | 9,615,000 | 9,615,000 | 9,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,295,326,000 | 1,250,303,000 | 1,242,153,000 | 1,256,736,000 |
| Interest-bearing deposits | 929,169,000 | 890,607,000 | 896,414,000 | 899,278,000 |
| Noninterest-bearing deposits | 366,158,000 | 359,696,000 | 345,739,000 | 357,458,000 |
| Equity capital | 104,081,000 | 102,836,000 | 94,109,000 | 108,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,175,000 | 27,109,000 | 41,682,000 | 56,867,000 |
| Interest expense | 3,751,000 | 8,564,000 | 14,073,000 | 19,977,000 |
| Net interest income | 9,424,000 | 18,545,000 | 27,609,000 | 36,890,000 |
| Noninterest income | 4,110,000 | 8,237,000 | 12,435,000 | 16,567,000 |
| Noninterest expense | 11,260,000 | 22,354,000 | 33,009,000 | 44,946,000 |
| Provision for loan losses | 185,000 | -153,000 | 3,000 | -84,000 |
| Pretax income | 2,089,000 | 4,581,000 | 7,032,000 | 8,595,000 |
| Income tax | 499,000 | 1,107,000 | 1,690,000 | 5,051,000 |
| Net income | 1,590,000 | 3,474,000 | 5,342,000 | 3,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,245,000 | 123,378,000 | 123,688,000 | 122,678,000 |
| Total capital | 134,566,000 | 134,336,000 | 134,829,000 | 133,707,000 |
| Risk-weighted assets | 1,144,032,000 | 1,150,327,000 | 1,134,541,000 | 1,125,377,000 |