Call reports 2022
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2022
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,544,146,000 | 1,542,844,000 | 1,558,937,000 | 1,540,200,000 |
| Total loans | 874,449,000 | 895,039,000 | 901,257,000 | 915,027,000 |
| Allowance for loan losses | 11,141,000 | 10,996,000 | 10,993,000 | 10,836,000 |
| Securities available for sale | 498,692,000 | 474,895,000 | 457,633,000 | 455,280,000 |
| Securities held to maturity | 10,040,000 | 10,040,000 | 10,040,000 | 10,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,382,445,000 | 1,362,545,000 | 1,330,392,000 | 1,329,921,000 |
| Interest-bearing deposits | 943,987,000 | 945,666,000 | 932,428,000 | 922,389,000 |
| Noninterest-bearing deposits | 438,458,000 | 416,879,000 | 397,964,000 | 407,532,000 |
| Equity capital | 120,761,000 | 106,383,000 | 98,653,000 | 99,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,789,000 | 20,240,000 | 32,490,000 | 45,607,000 |
| Interest expense | 344,000 | 890,000 | 2,283,000 | 4,821,000 |
| Net interest income | 9,445,000 | 19,350,000 | 30,207,000 | 40,786,000 |
| Noninterest income | 4,201,000 | 8,972,000 | 12,567,000 | 15,984,000 |
| Noninterest expense | 10,121,000 | 20,817,000 | 31,150,000 | 43,650,000 |
| Provision for loan losses | 150,000 | 0 | 0 | 0 |
| Pretax income | 3,136,000 | -1,671,000 | 2,446,000 | 3,943,000 |
| Income tax | 779,000 | -629,000 | 423,000 | 765,000 |
| Net income | 2,357,000 | -1,042,000 | 2,023,000 | 3,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,614,000 | 118,827,000 | 121,941,000 | 123,005,000 |
| Total capital | 134,755,000 | 129,823,000 | 132,934,000 | 133,841,000 |
| Risk-weighted assets | 979,439,000 | 1,115,405,000 | 1,197,739,000 | 1,179,968,000 |