Call reports 2021
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2021
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,447,468,000 | 1,443,906,000 | 1,573,286,000 | 1,545,562,000 |
| Total loans | 871,758,000 | 842,400,000 | 810,597,000 | 845,378,000 |
| Allowance for loan losses | 10,925,000 | 11,069,000 | 11,052,000 | 11,039,000 |
| Securities available for sale | 399,072,000 | 442,612,000 | 475,176,000 | 560,516,000 |
| Securities held to maturity | 10,335,000 | 10,335,000 | 10,335,000 | 10,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,277,056,000 | 1,277,646,000 | 1,380,032,000 | 1,362,185,000 |
| Interest-bearing deposits | 891,945,000 | 893,150,000 | 904,482,000 | 922,951,000 |
| Noninterest-bearing deposits | 385,110,000 | 384,496,000 | 475,550,000 | 439,233,000 |
| Equity capital | 137,961,000 | 141,923,000 | 148,155,000 | 140,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,962,000 | 19,928,000 | 30,130,000 | 39,962,000 |
| Interest expense | 689,000 | 1,245,000 | 1,687,000 | 2,055,000 |
| Net interest income | 9,273,000 | 18,683,000 | 28,443,000 | 37,907,000 |
| Noninterest income | 4,531,000 | 9,057,000 | 13,414,000 | 17,853,000 |
| Noninterest expense | 9,997,000 | 20,230,000 | 31,390,000 | 43,073,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 3,665,000 | 7,207,000 | 11,348,000 | 13,568,000 |
| Income tax | 922,000 | 1,780,000 | 2,810,000 | 3,315,000 |
| Net income | 2,743,000 | 5,427,000 | 8,538,000 | 10,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,795,000 | 118,556,000 | 126,718,000 | 121,720,000 |