Call reports 2020
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2020
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,160,856,000 | 1,286,270,000 | 1,304,377,000 | 1,412,929,000 |
| Total loans | 833,925,000 | 905,535,000 | 906,687,000 | 878,119,000 |
| Allowance for loan losses | 9,868,000 | 10,303,000 | 10,655,000 | 10,763,000 |
| Securities available for sale | 128,241,000 | 115,400,000 | 158,201,000 | 286,862,000 |
| Securities held to maturity | 6,500,000 | 6,500,000 | 6,500,000 | 15,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,552,000 | 1,126,517,000 | 1,146,583,000 | 1,249,833,000 |
| Interest-bearing deposits | 736,195,000 | 779,371,000 | 803,717,000 | 864,998,000 |
| Noninterest-bearing deposits | 265,357,000 | 347,146,000 | 342,866,000 | 384,835,000 |
| Equity capital | 136,555,000 | 138,669,000 | 139,036,000 | 141,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,656,000 | 20,427,000 | 30,024,000 | 41,409,000 |
| Interest expense | 1,533,000 | 2,634,000 | 3,568,000 | 4,362,000 |
| Net interest income | 9,123,000 | 17,793,000 | 26,456,000 | 37,047,000 |
| Noninterest income | 3,516,000 | 7,849,000 | 12,100,000 | 16,160,000 |
| Noninterest expense | 10,315,000 | 19,754,000 | 29,315,000 | 39,622,000 |
| Provision for loan losses | 356,000 | 832,000 | 1,294,000 | 1,439,000 |
| Pretax income | 1,968,000 | 5,056,000 | 7,947,000 | 12,146,000 |
| Income tax | 379,000 | 1,071,000 | 1,725,000 | 2,733,000 |
| Net income | 1,589,000 | 3,985,000 | 6,222,000 | 9,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,534,000 | 112,066,000 | 112,374,000 | 114,625,000 |