Call reports 2019
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2019
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,136,457,000 | 1,098,151,000 | 1,117,230,000 | 1,170,113,000 |
| Total loans | 815,643,000 | 809,976,000 | 816,229,000 | 827,942,000 |
| Allowance for loan losses | 9,396,000 | 9,521,000 | 9,628,000 | 9,588,000 |
| Securities available for sale | 192,441,000 | 178,109,000 | 130,308,000 | 172,257,000 |
| Securities held to maturity | 6,500,000 | 6,500,000 | 6,500,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 978,935,000 | 944,032,000 | 959,185,000 | 999,674,000 |
| Interest-bearing deposits | 733,266,000 | 711,999,000 | 709,094,000 | 721,202,000 |
| Noninterest-bearing deposits | 245,669,000 | 232,033,000 | 250,091,000 | 278,472,000 |
| Equity capital | 130,184,000 | 132,300,000 | 133,353,000 | 135,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,093,000 | 22,015,000 | 33,029,000 | 43,821,000 |
| Interest expense | 1,735,000 | 3,396,000 | 5,098,000 | 6,645,000 |
| Net interest income | 9,358,000 | 18,619,000 | 27,931,000 | 37,176,000 |
| Noninterest income | 3,036,000 | 6,336,000 | 10,119,000 | 13,775,000 |
| Noninterest expense | 10,165,000 | 20,114,000 | 30,409,000 | 39,808,000 |
| Provision for loan losses | 353,000 | 597,000 | 747,000 | 780,000 |
| Pretax income | 1,876,000 | 4,651,000 | 8,599,000 | 12,069,000 |
| Income tax | 180,000 | 785,000 | 1,668,000 | 2,500,000 |
| Net income | 1,696,000 | 3,866,000 | 6,931,000 | 9,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,195,000 | 105,370,000 | 107,244,000 | 109,623,000 |
| Total capital | 113,591,000 | 114,891,000 | 116,872,000 | 119,211,000 |
| Risk-weighted assets | 844,760,000 | 828,943,000 | 825,262,000 | 881,217,000 |