Call reports 2018
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2018
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,119,615,000 | 1,110,789,000 | 1,118,704,000 | 1,153,351,000 |
| Total loans | 788,786,000 | 789,050,000 | 808,668,000 | 803,137,000 |
| Allowance for loan losses | 9,203,000 | 9,209,000 | 9,215,000 | 9,088,000 |
| Securities available for sale | 218,758,000 | 217,911,000 | 207,472,000 | 194,930,000 |
| Securities held to maturity | 6,500,000 | 6,500,000 | 6,500,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 967,441,000 | 953,037,000 | 956,970,000 | 990,072,000 |
| Interest-bearing deposits | 731,727,000 | 712,593,000 | 722,171,000 | 741,364,000 |
| Noninterest-bearing deposits | 235,714,000 | 240,444,000 | 234,799,000 | 248,708,000 |
| Equity capital | 127,626,000 | 128,454,000 | 128,669,000 | 131,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,010,000 | 20,315,000 | 31,011,000 | 42,028,000 |
| Interest expense | 1,017,000 | 2,148,000 | 3,476,000 | 4,910,000 |
| Net interest income | 8,993,000 | 18,167,000 | 27,535,000 | 37,118,000 |
| Noninterest income | 3,288,000 | 6,376,000 | 9,436,000 | 12,369,000 |
| Noninterest expense | 9,150,000 | 18,639,000 | 28,203,000 | 38,988,000 |
| Provision for loan losses | 121,000 | 145,000 | 185,000 | 206,000 |
| Pretax income | 3,125,000 | 5,874,000 | 8,816,000 | 10,616,000 |
| Income tax | 504,000 | 949,000 | 1,461,000 | 1,485,000 |
| Net income | 2,621,000 | 4,925,000 | 7,355,000 | 9,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,782,000 | 104,571,000 | 105,840,000 | 106,779,000 |
| Total capital | 112,985,000 | 113,780,000 | 115,055,000 | 115,867,000 |
| Risk-weighted assets | 837,067,000 | 822,877,000 | 838,093,000 | 840,044,000 |