Call reports 2017
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2017
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,121,678,000 | 1,099,548,000 | 1,093,116,000 | 1,122,843,000 |
| Total loans | 749,157,000 | 764,710,000 | 761,109,000 | 772,365,000 |
| Allowance for loan losses | 8,395,000 | 8,531,000 | 8,390,000 | 8,627,000 |
| Securities available for sale | 284,176,000 | 245,583,000 | 229,339,000 | 228,758,000 |
| Securities held to maturity | 6,500,000 | 6,500,000 | 6,500,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 976,808,000 | 944,691,000 | 944,332,000 | 972,000,000 |
| Interest-bearing deposits | 745,303,000 | 714,445,000 | 710,475,000 | 732,353,000 |
| Noninterest-bearing deposits | 231,505,000 | 230,245,000 | 233,857,000 | 239,647,000 |
| Equity capital | 121,570,000 | 125,204,000 | 125,834,000 | 128,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,662,000 | 19,419,000 | 29,292,000 | 39,528,000 |
| Interest expense | 683,000 | 1,412,000 | 2,220,000 | 3,056,000 |
| Net interest income | 8,979,000 | 18,007,000 | 27,072,000 | 36,472,000 |
| Noninterest income | 2,727,000 | 5,721,000 | 8,746,000 | 12,153,000 |
| Noninterest expense | 9,052,000 | 17,559,000 | 26,324,000 | 34,268,000 |
| Provision for loan losses | 13,000 | 185,000 | 669,000 | 1,011,000 |
| Pretax income | 2,640,000 | 5,970,000 | 8,867,000 | 13,399,000 |
| Income tax | 432,000 | 1,152,000 | 1,821,000 | 2,937,000 |
| Net income | 2,208,000 | 4,818,000 | 7,046,000 | 10,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,463,000 | 98,615,000 | 99,463,000 | 103,133,000 |
| Total capital | 104,858,000 | 107,146,000 | 107,853,000 | 111,760,000 |
| Risk-weighted assets | 776,297,000 | 784,850,000 | 780,107,000 | 800,960,000 |