Call reports 2016
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2016
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,126,682,000 | 1,117,561,000 | 1,140,482,000 | 1,148,368,000 |
| Total loans | 750,871,000 | 747,338,000 | 739,656,000 | 749,250,000 |
| Allowance for loan losses | 9,296,000 | 9,516,000 | 9,346,000 | 9,268,000 |
| Securities available for sale | 271,456,000 | 259,764,000 | 274,795,000 | 278,335,000 |
| Securities held to maturity | 6,500,000 | 6,500,000 | 6,500,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 983,295,000 | 968,787,000 | 992,668,000 | 1,010,040,000 |
| Interest-bearing deposits | 753,405,000 | 752,139,000 | 762,487,000 | 770,984,000 |
| Noninterest-bearing deposits | 229,890,000 | 216,648,000 | 230,181,000 | 239,056,000 |
| Equity capital | 116,951,000 | 120,454,000 | 121,639,000 | 118,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,977,000 | 18,681,000 | 28,448,000 | 38,132,000 |
| Interest expense | 668,000 | 1,381,000 | 2,086,000 | 2,752,000 |
| Net interest income | 8,309,000 | 17,300,000 | 26,362,000 | 35,380,000 |
| Noninterest income | 2,483,000 | 5,353,000 | 8,356,000 | 11,623,000 |
| Noninterest expense | 9,960,000 | 19,217,000 | 27,904,000 | 36,820,000 |
| Provision for loan losses | 287,000 | 703,000 | 763,000 | 798,000 |
| Pretax income | 562,000 | 3,283,000 | 6,601,000 | 9,947,000 |
| Income tax | -265,000 | 227,000 | 889,000 | 1,610,000 |
| Net income | 827,000 | 3,056,000 | 5,712,000 | 8,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,221,000 | 92,154,000 | 93,880,000 | 95,592,000 |
| Total capital | 99,517,000 | 101,670,000 | 103,226,000 | 104,860,000 |
| Risk-weighted assets | 775,590,000 | 766,462,000 | 761,401,000 | 777,394,000 |