Call reports 2015
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2015
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 830,976,000 | 837,894,000 | 841,155,000 | 877,393,000 |
| Total loans | 568,046,000 | 586,043,000 | 587,099,000 | 580,415,000 |
| Allowance for loan losses | 9,375,000 | 9,292,000 | 8,927,000 | 8,914,000 |
| Securities available for sale | 193,514,000 | 190,861,000 | 185,077,000 | 210,929,000 |
| Securities held to maturity | 6,500,000 | 6,500,000 | 6,500,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,997,000 | 703,749,000 | 712,515,000 | 747,213,000 |
| Interest-bearing deposits | 534,199,000 | 532,506,000 | 535,282,000 | 561,661,000 |
| Noninterest-bearing deposits | 170,798,000 | 171,243,000 | 177,232,000 | 185,552,000 |
| Equity capital | 99,447,000 | 99,684,000 | 102,096,000 | 104,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,153,000 | 14,565,000 | 21,906,000 | 28,719,000 |
| Interest expense | 513,000 | 1,051,000 | 1,607,000 | 2,165,000 |
| Net interest income | 6,640,000 | 13,514,000 | 20,299,000 | 26,554,000 |
| Noninterest income | 2,596,000 | 5,230,000 | 7,927,000 | 10,387,000 |
| Noninterest expense | 7,130,000 | 14,396,000 | 21,528,000 | 27,910,000 |
| Provision for loan losses | 130,000 | 288,000 | 455,000 | 599,000 |
| Pretax income | 1,976,000 | 4,059,000 | 6,328,000 | 8,518,000 |
| Income tax | 196,000 | 484,000 | 852,000 | 1,166,000 |
| Net income | 1,780,000 | 3,575,000 | 5,476,000 | 7,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,464,000 | 89,813,000 | 91,489,000 | 93,452,000 |
| Total capital | 96,063,000 | 97,533,000 | 99,205,000 | 101,293,000 |
| Risk-weighted assets | 606,163,000 | 615,989,000 | 616,033,000 | 626,088,000 |