Call reports 2014
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2014
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 819,019,000 | 815,978,000 | 805,088,000 | 819,613,000 |
| Total loans | 584,121,000 | 585,540,000 | 581,962,000 | 563,888,000 |
| Allowance for loan losses | 9,502,000 | 9,126,000 | 9,086,000 | 9,808,000 |
| Securities available for sale | 166,765,000 | 166,759,000 | 164,477,000 | 183,722,000 |
| Securities held to maturity | 6,500,000 | 6,500,000 | 6,500,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,196,000 | 673,952,000 | 671,443,000 | 695,228,000 |
| Interest-bearing deposits | 528,222,000 | 510,793,000 | 514,062,000 | 530,063,000 |
| Noninterest-bearing deposits | 164,974,000 | 163,160,000 | 157,381,000 | 165,165,000 |
| Equity capital | 94,155,000 | 95,827,000 | 97,069,000 | 98,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,452,000 | 14,847,000 | 22,279,000 | 29,559,000 |
| Interest expense | 583,000 | 1,115,000 | 1,657,000 | 2,184,000 |
| Net interest income | 6,869,000 | 13,732,000 | 20,622,000 | 27,375,000 |
| Noninterest income | 2,524,000 | 5,051,000 | 7,547,000 | 10,078,000 |
| Noninterest expense | 6,921,000 | 13,939,000 | 21,024,000 | 28,047,000 |
| Provision for loan losses | 395,000 | 496,000 | 601,000 | 1,717,000 |
| Pretax income | 2,101,000 | 4,411,000 | 6,618,000 | 7,763,000 |
| Income tax | 267,000 | 701,000 | 1,068,000 | 756,000 |
| Net income | 1,834,000 | 3,710,000 | 5,550,000 | 7,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,631,000 | 83,748,000 | 84,907,000 | 86,227,000 |
| Total capital | 90,275,000 | 91,390,000 | 92,670,000 | 93,928,000 |
| Risk-weighted assets | 609,637,000 | 609,881,000 | 619,759,000 | 614,818,000 |