Call reports 2013
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2013
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 815,955,000 | 828,169,000 | 817,904,000 | 849,861,000 |
| Total loans | 538,658,000 | 572,142,000 | 578,500,000 | 583,142,000 |
| Allowance for loan losses | 9,079,000 | 8,698,000 | 8,674,000 | 9,129,000 |
| Securities available for sale | 218,961,000 | 186,539,000 | 176,360,000 | 168,403,000 |
| Securities held to maturity | 6,509,000 | 6,500,000 | 6,500,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,308,000 | 679,605,000 | 682,696,000 | 722,930,000 |
| Interest-bearing deposits | 534,125,000 | 531,676,000 | 536,129,000 | 540,564,000 |
| Noninterest-bearing deposits | 133,183,000 | 147,929,000 | 146,567,000 | 182,366,000 |
| Equity capital | 93,116,000 | 91,651,000 | 92,880,000 | 92,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,621,000 | 15,371,000 | 23,052,000 | 30,645,000 |
| Interest expense | 814,000 | 1,598,000 | 2,336,000 | 2,987,000 |
| Net interest income | 6,807,000 | 13,773,000 | 20,716,000 | 27,658,000 |
| Noninterest income | 2,349,000 | 4,851,000 | 7,313,000 | 9,904,000 |
| Noninterest expense | 6,555,000 | 13,397,000 | 20,189,000 | 27,704,000 |
| Provision for loan losses | 343,000 | 675,000 | 1,017,000 | 1,851,000 |
| Pretax income | 2,320,000 | 4,679,000 | 6,980,000 | 8,197,000 |
| Income tax | 481,000 | 852,000 | 1,246,000 | 1,247,000 |
| Net income | 1,839,000 | 3,827,000 | 5,734,000 | 6,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,310,000 | 80,570,000 | 81,673,000 | 81,992,000 |
| Total capital | 86,616,000 | 88,130,000 | 89,205,000 | 89,656,000 |
| Risk-weighted assets | 582,693,000 | 603,681,000 | 601,388,000 | 611,699,000 |