Call reports 2012
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2012
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 803,194,000 | 805,437,000 | 796,668,000 | 826,590,000 |
| Total loans | 461,244,000 | 496,069,000 | 492,370,000 | 503,887,000 |
| Allowance for loan losses | 8,504,000 | 8,648,000 | 8,934,000 | 9,114,000 |
| Securities available for sale | 279,320,000 | 228,351,000 | 227,357,000 | 243,850,000 |
| Securities held to maturity | 6,478,000 | 6,486,000 | 6,493,000 | 6,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,192,000 | 674,068,000 | 663,758,000 | 696,963,000 |
| Interest-bearing deposits | 519,630,000 | 537,873,000 | 528,163,000 | 547,923,000 |
| Noninterest-bearing deposits | 127,562,000 | 136,195,000 | 135,595,000 | 149,040,000 |
| Equity capital | 88,494,000 | 90,295,000 | 92,247,000 | 92,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,883,000 | 15,778,000 | 23,552,000 | 31,079,000 |
| Interest expense | 1,163,000 | 2,178,000 | 3,131,000 | 4,009,000 |
| Net interest income | 6,720,000 | 13,600,000 | 20,421,000 | 27,070,000 |
| Noninterest income | 2,245,000 | 4,605,000 | 7,329,000 | 9,605,000 |
| Noninterest expense | 6,349,000 | 12,906,000 | 19,527,000 | 26,749,000 |
| Provision for loan losses | 709,000 | 1,241,000 | 1,723,000 | 2,212,000 |
| Pretax income | 1,924,000 | 4,375,000 | 6,830,000 | 8,132,000 |
| Income tax | 293,000 | 845,000 | 1,421,000 | 1,295,000 |
| Net income | 1,631,000 | 3,530,000 | 5,409,000 | 6,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,906,000 | 75,607,000 | 77,043,000 | 77,966,000 |
| Total capital | 80,840,000 | 82,805,000 | 83,906,000 | 85,130,000 |
| Risk-weighted assets | 553,163,000 | 574,376,000 | 546,930,000 | 571,141,000 |