Call reports 2011
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2011
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 860,956,000 | 819,626,000 | 816,309,000 | 834,525,000 |
| Total loans | 469,187,000 | 469,758,000 | 464,503,000 | 466,224,000 |
| Allowance for loan losses | 8,283,000 | 9,144,000 | 9,147,000 | 8,274,000 |
| Securities available for sale | 327,778,000 | 282,946,000 | 281,685,000 | 287,265,000 |
| Securities held to maturity | 6,448,000 | 6,455,000 | 6,463,000 | 6,471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,232,000 | 634,056,000 | 635,372,000 | 661,842,000 |
| Interest-bearing deposits | 555,552,000 | 521,323,000 | 514,290,000 | 518,466,000 |
| Noninterest-bearing deposits | 110,681,000 | 112,733,000 | 121,082,000 | 143,375,000 |
| Equity capital | 80,791,000 | 84,489,000 | 86,542,000 | 87,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,170,000 | 16,392,000 | 24,465,000 | 32,520,000 |
| Interest expense | 1,954,000 | 3,716,000 | 5,264,000 | 6,562,000 |
| Net interest income | 6,216,000 | 12,676,000 | 19,201,000 | 25,958,000 |
| Noninterest income | 2,196,000 | 4,672,000 | 6,989,000 | 9,494,000 |
| Noninterest expense | 6,168,000 | 12,204,000 | 18,189,000 | 24,725,000 |
| Provision for loan losses | 606,000 | 1,724,000 | 2,599,000 | 3,737,000 |
| Pretax income | 1,673,000 | 3,470,000 | 5,473,000 | 7,062,000 |
| Income tax | 428,000 | 567,000 | 1,028,000 | 1,357,000 |
| Net income | 1,245,000 | 2,903,000 | 4,445,000 | 5,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,791,000 | 71,113,000 | 72,228,000 | 72,832,000 |
| Total capital | 76,820,000 | 77,979,000 | 79,048,000 | 79,783,000 |
| Risk-weighted assets | 561,419,000 | 546,987,000 | 543,254,000 | 554,718,000 |