Call reports 2010
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2010
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 802,523,000 | 812,258,000 | 823,561,000 | 861,010,000 |
| Total loans | 473,276,000 | 468,368,000 | 463,503,000 | 454,106,000 |
| Allowance for loan losses | 7,362,000 | 7,624,000 | 7,648,000 | 7,996,000 |
| Securities available for sale | 252,543,000 | 274,935,000 | 287,793,000 | 317,723,000 |
| Securities held to maturity | 0 | 6,425,000 | 6,433,000 | 6,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,606,000 | 627,255,000 | 639,824,000 | 667,017,000 |
| Interest-bearing deposits | 524,298,000 | 526,742,000 | 533,454,000 | 555,750,000 |
| Noninterest-bearing deposits | 97,308,000 | 100,513,000 | 106,371,000 | 111,266,000 |
| Equity capital | 76,268,000 | 79,604,000 | 81,537,000 | 78,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,209,000 | 16,420,000 | 24,626,000 | 32,915,000 |
| Interest expense | 2,270,000 | 4,492,000 | 6,677,000 | 8,761,000 |
| Net interest income | 5,939,000 | 11,928,000 | 17,949,000 | 24,154,000 |
| Noninterest income | 2,202,000 | 4,626,000 | 7,588,000 | 10,418,000 |
| Noninterest expense | 5,678,000 | 11,622,000 | 17,657,000 | 23,603,000 |
| Provision for loan losses | 634,000 | 1,241,000 | 2,065,000 | 3,518,000 |
| Pretax income | 1,844,000 | 3,706,000 | 5,839,000 | 7,515,000 |
| Income tax | 596,000 | 1,150,000 | 1,810,000 | 2,311,000 |
| Net income | 1,248,000 | 2,556,000 | 4,029,000 | 5,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,866,000 | 66,372,000 | 67,965,000 | 68,567,000 |
| Total capital | 70,648,000 | 73,163,000 | 74,953,000 | 75,684,000 |
| Risk-weighted assets | 541,192,000 | 542,468,000 | 558,366,000 | 568,450,000 |