Call reports 2009
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2009
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 633,434,000 | 630,949,000 | 642,219,000 | 825,880,000 |
| Total loans | 410,131,000 | 414,143,000 | 412,951,000 | 478,021,000 |
| Allowance for loan losses | 5,577,000 | 5,455,000 | 6,256,000 | 7,352,000 |
| Securities available for sale | 147,150,000 | 144,545,000 | 158,424,000 | 244,196,000 |
| Securities held to maturity | 34,067,000 | 29,997,000 | 27,932,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,056,000 | 501,905,000 | 513,082,000 | 649,997,000 |
| Interest-bearing deposits | 433,503,000 | 423,425,000 | 436,340,000 | 529,258,000 |
| Noninterest-bearing deposits | 81,553,000 | 78,480,000 | 76,741,000 | 120,739,000 |
| Equity capital | 61,642,000 | 70,768,000 | 72,214,000 | 73,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,422,000 | 14,563,000 | 21,597,000 | 29,164,000 |
| Interest expense | 2,419,000 | 4,713,000 | 6,889,000 | 9,140,000 |
| Net interest income | 5,003,000 | 9,850,000 | 14,708,000 | 20,024,000 |
| Noninterest income | 2,251,000 | 4,942,000 | 7,160,000 | 9,572,000 |
| Noninterest expense | 5,136,000 | 10,429,000 | 15,361,000 | 21,478,000 |
| Provision for loan losses | 319,000 | 1,400,000 | 2,557,000 | 5,354,000 |
| Pretax income | 1,996,000 | 3,533,000 | 5,518,000 | 5,245,000 |
| Income tax | 609,000 | 1,029,000 | 1,623,000 | 1,392,000 |
| Net income | 1,387,000 | 2,504,000 | 3,895,000 | 3,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,751,000 | 60,609,000 | 61,700,000 | 61,334,000 |
| Total capital | 57,328,000 | 66,064,000 | 67,462,000 | 68,208,000 |
| Risk-weighted assets | 480,857,000 | 473,318,000 | 460,484,000 | 549,468,000 |