Call reports 2006
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2006
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 578,135,000 | 580,611,000 | 578,048,000 | 603,782,000 |
| Total loans | 405,359,000 | 414,539,000 | 423,124,000 | 426,411,000 |
| Allowance for loan losses | 5,102,000 | 5,228,000 | 5,270,000 | 4,890,000 |
| Securities available for sale | 70,573,000 | 67,533,000 | 67,167,000 | 75,892,000 |
| Securities held to maturity | 54,601,000 | 50,161,000 | 48,889,000 | 45,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,235,000 | 477,018,000 | 475,051,000 | 499,839,000 |
| Interest-bearing deposits | 416,758,000 | 411,081,000 | 415,869,000 | 424,840,000 |
| Noninterest-bearing deposits | 58,477,000 | 65,937,000 | 59,182,000 | 74,999,000 |
| Equity capital | 52,035,000 | 52,642,000 | 53,735,000 | 54,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,826,000 | 15,960,000 | 24,395,000 | 33,004,000 |
| Interest expense | 3,533,000 | 7,291,000 | 11,466,000 | 15,780,000 |
| Net interest income | 4,293,000 | 8,669,000 | 12,929,000 | 17,224,000 |
| Noninterest income | 1,476,000 | 3,259,000 | 4,976,000 | 6,747,000 |
| Noninterest expense | 4,366,000 | 8,451,000 | 12,762,000 | 16,659,000 |
| Provision for loan losses | 178,000 | 376,000 | 589,000 | 800,000 |
| Pretax income | 1,225,000 | 3,101,000 | 4,554,000 | 6,512,000 |
| Income tax | 317,000 | 899,000 | 1,313,000 | 1,926,000 |
| Net income | 908,000 | 2,202,000 | 3,241,000 | 4,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,979,000 | 42,880,000 | 43,544,000 | 44,565,000 |
| Total capital | 47,081,000 | 48,108,000 | 48,814,000 | 49,455,000 |
| Risk-weighted assets | 423,446,000 | 429,857,000 | 435,809,000 | 447,650,000 |