Call reports 2002
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2002
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 415,609,000 | 419,759,000 | 423,905,000 | 433,386,000 |
| Total loans | 255,584,000 | 259,210,000 | 262,451,000 | 273,380,000 |
| Allowance for loan losses | 3,377,000 | 3,564,000 | 3,787,000 | 3,879,000 |
| Securities available for sale | 69,208,000 | 63,283,000 | 64,710,000 | 51,325,000 |
| Securities held to maturity | 53,173,000 | 52,892,000 | 55,189,000 | 57,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,258,000 | 356,478,000 | 351,363,000 | 369,258,000 |
| Interest-bearing deposits | 312,608,000 | 313,021,000 | 305,232,000 | 312,265,000 |
| Noninterest-bearing deposits | 44,650,000 | 43,457,000 | 46,131,000 | 56,993,000 |
| Equity capital | 36,701,000 | 38,031,000 | 39,246,000 | 39,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,379,000 | 12,657,000 | 18,990,000 | 25,227,000 |
| Interest expense | 2,514,000 | 4,862,000 | 7,242,000 | 9,251,000 |
| Net interest income | 3,865,000 | 7,795,000 | 11,748,000 | 15,976,000 |
| Noninterest income | 1,094,000 | 2,364,000 | 3,620,000 | 4,878,000 |
| Noninterest expense | 3,308,000 | 6,994,000 | 10,466,000 | 14,551,000 |
| Provision for loan losses | 165,000 | 330,000 | 440,000 | 660,000 |
| Pretax income | 1,613,000 | 3,014,000 | 4,651,000 | 5,846,000 |
| Income tax | 428,000 | 773,000 | 1,207,000 | 1,461,000 |
| Net income | 1,185,000 | 2,241,000 | 3,444,000 | 4,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,267,000 | 29,208,000 | 30,286,000 | 31,084,000 |
| Total capital | 31,644,000 | 32,772,000 | 33,989,000 | 34,812,000 |
| Risk-weighted assets | 295,035,000 | 293,682,000 | 296,120,000 | 298,061,000 |