Call reports 2001
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2001
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 360,700,000 | 401,826,000 | 410,451,000 | 423,187,000 |
| Total loans | 234,863,000 | 254,067,000 | 253,898,000 | 251,686,000 |
| Allowance for loan losses | 2,733,000 | 3,092,000 | 3,128,000 | 3,227,000 |
| Securities available for sale | 56,842,000 | 73,116,000 | 77,163,000 | 77,359,000 |
| Securities held to maturity | 37,059,000 | 41,520,000 | 46,305,000 | 53,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,721,000 | 343,701,000 | 348,895,000 | 363,234,000 |
| Interest-bearing deposits | 277,994,000 | 305,206,000 | 310,512,000 | 315,481,000 |
| Noninterest-bearing deposits | 34,727,000 | 38,495,000 | 38,383,000 | 47,753,000 |
| Equity capital | 25,379,000 | 34,633,000 | 35,901,000 | 36,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,825,000 | 13,488,000 | 20,542,000 | 27,303,000 |
| Interest expense | 3,232,000 | 7,401,000 | 10,925,000 | 13,916,000 |
| Net interest income | 2,593,000 | 6,087,000 | 9,617,000 | 13,387,000 |
| Noninterest income | 775,000 | 1,882,000 | 2,877,000 | 3,975,000 |
| Noninterest expense | 2,340,000 | 5,849,000 | 9,217,000 | 13,417,000 |
| Provision for loan losses | 110,000 | 250,000 | 381,000 | 498,000 |
| Pretax income | 938,000 | 1,918,000 | 3,174,000 | 3,908,000 |
| Income tax | 168,000 | 326,000 | 617,000 | 717,000 |
| Net income | 770,000 | 1,592,000 | 2,557,000 | 3,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,632,000 | 25,991,000 | 26,729,000 | 27,202,000 |
| Total capital | 22,365,000 | 29,083,000 | 29,857,000 | 30,429,000 |
| Risk-weighted assets | 259,536,000 | 286,629,000 | 296,676,000 | 290,637,000 |