Call reports 2020
ARUNDEL BANK — 2020
What ARUNDEL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 425,798,000 | 434,345,000 | 443,893,000 | 441,492,000 |
| Total loans | 332,392,000 | 332,139,000 | 334,882,000 | 334,187,000 |
| Allowance for loan losses | 1,551,000 | 1,579,000 | 1,579,000 | 1,595,000 |
| Securities available for sale | 50,702,000 | 54,323,000 | 60,187,000 | 65,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,693,000 | 359,736,000 | 369,322,000 | 367,051,000 |
| Interest-bearing deposits | 346,340,000 | 351,764,000 | 363,609,000 | 362,341,000 |
| Noninterest-bearing deposits | 5,353,000 | 7,972,000 | 5,713,000 | 4,710,000 |
| Equity capital | 67,130,000 | 67,376,000 | 67,402,000 | 67,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 6,880,000 | 10,197,000 | 13,459,000 |
| Interest expense | 1,317,000 | 2,568,000 | 3,750,000 | 4,853,000 |
| Net interest income | 2,254,000 | 4,312,000 | 6,447,000 | 8,606,000 |
| Noninterest income | 109,000 | 251,000 | 408,000 | 560,000 |
| Noninterest expense | 2,256,000 | 4,442,000 | 6,653,000 | 8,947,000 |
| Provision for loan losses | -140,000 | -140,000 | -140,000 | -160,000 |
| Pretax income | 247,000 | 261,000 | 342,000 | 379,000 |
| Income tax | 67,000 | 45,000 | 67,000 | 77,000 |
| Net income | 180,000 | 216,000 | 275,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,206,000 | 66,242,000 | 66,301,000 | 66,328,000 |