Call reports 2019
ARUNDEL BANK — 2019
What ARUNDEL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 437,608,000 | 437,503,000 | 431,299,000 | 424,211,000 |
| Total loans | 339,243,000 | 337,798,000 | 332,600,000 | 328,262,000 |
| Allowance for loan losses | 1,390,000 | 1,432,000 | 1,415,000 | 1,444,000 |
| Securities available for sale | 58,052,000 | 57,444,000 | 56,134,000 | 55,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,206,000 | 364,420,000 | 357,817,000 | 350,847,000 |
| Interest-bearing deposits | 359,922,000 | 357,618,000 | 352,847,000 | 346,942,000 |
| Noninterest-bearing deposits | 5,284,000 | 6,802,000 | 4,970,000 | 3,905,000 |
| Equity capital | 65,261,000 | 65,911,000 | 66,133,000 | 66,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,792,000 | 7,633,000 | 11,405,000 | 15,038,000 |
| Interest expense | 1,259,000 | 2,593,000 | 3,968,000 | 5,352,000 |
| Net interest income | 2,533,000 | 5,040,000 | 7,437,000 | 9,686,000 |
| Noninterest income | 89,000 | 189,000 | 310,000 | 445,000 |
| Noninterest expense | 2,273,000 | 4,520,000 | 6,820,000 | 9,110,000 |
| Provision for loan losses | 58,000 | 115,000 | 115,000 | 115,000 |
| Pretax income | 356,000 | 659,000 | 877,000 | 971,000 |
| Income tax | 103,000 | 166,000 | 224,000 | 249,000 |
| Net income | 253,000 | 493,000 | 653,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,557,000 | 65,797,000 | 65,957,000 | 66,026,000 |
| Total capital | 66,947,000 | 67,229,000 | 67,372,000 | 67,470,000 |
| Risk-weighted assets | 213,959,000 | 213,608,000 | 210,056,000 | 207,571,000 |