Call reports 2016
ARUNDEL BANK — 2016
What ARUNDEL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 456,264,000 | 457,107,000 | 450,790,000 | 447,841,000 |
| Total loans | 281,486,000 | 287,348,000 | 290,304,000 | 294,591,000 |
| Allowance for loan losses | 890,000 | 965,000 | 984,000 | 1,038,000 |
| Securities available for sale | 18,599,000 | 14,424,000 | 15,145,000 | 16,915,000 |
| Securities held to maturity | 132,776,000 | 126,392,000 | 119,394,000 | 112,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,661,000 | 392,225,000 | 385,496,000 | 382,440,000 |
| Interest-bearing deposits | 386,963,000 | 386,012,000 | 381,187,000 | 379,356,000 |
| Noninterest-bearing deposits | 4,698,000 | 6,213,000 | 4,309,000 | 3,084,000 |
| Equity capital | 62,311,000 | 62,667,000 | 62,866,000 | 63,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,714,000 | 7,313,000 | 10,888,000 | 14,407,000 |
| Interest expense | 985,000 | 1,944,000 | 2,887,000 | 3,811,000 |
| Net interest income | 2,729,000 | 5,369,000 | 8,001,000 | 10,596,000 |
| Noninterest income | 81,000 | 165,000 | 247,000 | 313,000 |
| Noninterest expense | 2,153,000 | 4,331,000 | 6,580,000 | 8,817,000 |
| Provision for loan losses | 45,000 | 120,000 | 190,000 | 280,000 |
| Pretax income | 752,000 | 1,245,000 | 1,640,000 | 1,974,000 |
| Income tax | 282,000 | 473,000 | 625,000 | 761,000 |
| Net income | 470,000 | 772,000 | 1,015,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,262,000 | 62,584,000 | 62,828,000 | 63,025,000 |
| Total capital | 63,167,000 | 63,571,000 | 63,830,000 | 64,110,000 |
| Risk-weighted assets | 189,331,000 | 194,172,000 | 194,909,000 | 197,432,000 |