Call reports 2015
ARUNDEL BANK — 2015
What ARUNDEL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 468,873,000 | 472,441,000 | 466,641,000 | 459,145,000 |
| Total loans | 262,726,000 | 267,185,000 | 271,052,000 | 274,295,000 |
| Allowance for loan losses | 700,000 | 790,000 | 839,000 | 854,000 |
| Securities available for sale | 21,143,000 | 25,890,000 | 24,081,000 | 27,575,000 |
| Securities held to maturity | 163,309,000 | 155,775,000 | 148,329,000 | 140,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,566,000 | 408,869,000 | 402,642,000 | 395,045,000 |
| Interest-bearing deposits | 401,045,000 | 402,802,000 | 398,642,000 | 391,941,000 |
| Noninterest-bearing deposits | 4,521,000 | 6,067,000 | 4,000,000 | 3,104,000 |
| Equity capital | 60,975,000 | 61,069,000 | 61,357,000 | 61,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,807,000 | 7,751,000 | 11,523,000 | 15,254,000 |
| Interest expense | 1,070,000 | 2,170,000 | 3,288,000 | 4,327,000 |
| Net interest income | 2,737,000 | 5,581,000 | 8,235,000 | 10,927,000 |
| Noninterest income | 79,000 | 162,000 | 246,000 | 323,000 |
| Noninterest expense | 2,482,000 | 4,952,000 | 7,282,000 | 9,281,000 |
| Provision for loan losses | 60,000 | 220,000 | 294,000 | 331,000 |
| Pretax income | 274,000 | 571,000 | 905,000 | 1,805,000 |
| Income tax | 88,000 | 207,000 | 336,000 | 691,000 |
| Net income | 186,000 | 364,000 | 569,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,885,000 | 61,063,000 | 61,266,000 | 61,812,000 |
| Total capital | 61,648,000 | 61,914,000 | 62,165,000 | 62,684,000 |
| Risk-weighted assets | 184,502,000 | 188,160,000 | 187,362,000 | 189,014,000 |