Call reports 2014
ARUNDEL BANK — 2014
What ARUNDEL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 465,756,000 | 468,783,000 | 464,382,000 | 466,354,000 |
| Total loans | 268,227,000 | 266,038,000 | 260,773,000 | 263,656,000 |
| Allowance for loan losses | 646,000 | 706,000 | 957,000 | 800,000 |
| Securities available for sale | 8,735,000 | 8,262,000 | 12,168,000 | 8,125,000 |
| Securities held to maturity | 177,903,000 | 175,811,000 | 177,649,000 | 170,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,184,000 | 405,825,000 | 400,991,000 | 402,616,000 |
| Interest-bearing deposits | 398,445,000 | 399,341,000 | 396,529,000 | 399,462,000 |
| Noninterest-bearing deposits | 4,739,000 | 6,484,000 | 4,462,000 | 3,154,000 |
| Equity capital | 60,095,000 | 60,565,000 | 60,612,000 | 60,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,965,000 | 8,075,000 | 12,013,000 | 15,866,000 |
| Interest expense | 1,013,000 | 2,042,000 | 3,104,000 | 4,191,000 |
| Net interest income | 2,952,000 | 6,033,000 | 8,909,000 | 11,675,000 |
| Noninterest income | 81,000 | 169,000 | 259,000 | 345,000 |
| Noninterest expense | 2,376,000 | 4,726,000 | 7,077,000 | 9,631,000 |
| Provision for loan losses | 60,000 | 120,000 | 572,000 | 575,000 |
| Pretax income | 597,000 | 1,356,000 | 1,519,000 | 1,813,000 |
| Income tax | 221,000 | 524,000 | 585,000 | 703,000 |
| Net income | 376,000 | 832,000 | 934,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,964,000 | 60,418,000 | 60,521,000 | 60,698,000 |
| Total capital | 60,729,000 | 61,236,000 | 61,552,000 | 61,554,000 |
| Risk-weighted assets | 192,038,000 | 188,963,000 | 186,156,000 | 186,236,000 |