Call reports 2013
ARUNDEL BANK — 2013
What ARUNDEL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 477,435,000 | 472,013,000 | 471,289,000 | 467,533,000 |
| Total loans | 250,805,000 | 251,964,000 | 254,134,000 | 254,524,000 |
| Allowance for loan losses | 625,000 | 625,000 | 625,000 | 586,000 |
| Securities available for sale | 17,327,000 | 16,292,000 | 14,318,000 | 10,660,000 |
| Securities held to maturity | 189,033,000 | 189,270,000 | 186,391,000 | 184,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,204,000 | 410,907,000 | 409,476,000 | 405,242,000 |
| Interest-bearing deposits | 405,103,000 | 400,318,000 | 400,553,000 | 401,801,000 |
| Noninterest-bearing deposits | 9,101,000 | 10,589,000 | 8,923,000 | 3,441,000 |
| Equity capital | 58,261,000 | 58,763,000 | 59,255,000 | 59,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,135,000 | 8,180,000 | 12,137,000 | 16,130,000 |
| Interest expense | 1,164,000 | 2,276,000 | 3,369,000 | 4,438,000 |
| Net interest income | 2,971,000 | 5,904,000 | 8,768,000 | 11,692,000 |
| Noninterest income | 85,000 | 177,000 | 265,000 | 349,000 |
| Noninterest expense | 2,171,000 | 4,334,000 | 6,498,000 | 8,850,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 115,000 |
| Pretax income | 855,000 | 1,717,000 | 2,505,000 | 3,076,000 |
| Income tax | 331,000 | 670,000 | 981,000 | 1,204,000 |
| Net income | 524,000 | 1,047,000 | 1,524,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,240,000 | 58,763,000 | 59,240,000 | 59,587,000 |
| Total capital | 58,865,000 | 59,388,000 | 59,865,000 | 60,255,000 |
| Risk-weighted assets | 185,196,000 | 183,022,000 | 184,244,000 | 183,170,000 |