Call reports 2012
ARUNDEL BANK — 2012
What ARUNDEL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 497,227,000 | 485,621,000 | 482,987,000 | 474,424,000 |
| Total loans | 274,138,000 | 267,861,000 | 259,725,000 | 252,080,000 |
| Allowance for loan losses | 565,000 | 565,000 | 564,000 | 594,000 |
| Securities available for sale | 14,020,000 | 15,483,000 | 18,995,000 | 17,992,000 |
| Securities held to maturity | 169,588,000 | 173,820,000 | 177,409,000 | 186,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,684,000 | 426,883,000 | 423,357,000 | 414,365,000 |
| Interest-bearing deposits | 420,851,000 | 417,006,000 | 415,463,000 | 406,807,000 |
| Noninterest-bearing deposits | 8,833,000 | 9,877,000 | 7,894,000 | 7,558,000 |
| Equity capital | 56,041,000 | 56,558,000 | 57,194,000 | 57,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,852,000 | 9,514,000 | 14,010,000 | 18,290,000 |
| Interest expense | 1,642,000 | 3,131,000 | 4,520,000 | 5,792,000 |
| Net interest income | 3,210,000 | 6,383,000 | 9,490,000 | 12,498,000 |
| Noninterest income | 81,000 | 160,000 | 248,000 | 340,000 |
| Noninterest expense | 2,178,000 | 4,577,000 | 6,738,000 | 8,940,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 60,000 |
| Pretax income | 1,083,000 | 1,936,000 | 2,970,000 | 3,838,000 |
| Income tax | 413,000 | 748,000 | 1,153,000 | 1,491,000 |
| Net income | 670,000 | 1,188,000 | 1,817,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,114,000 | 55,519,000 | 56,248,000 | 56,748,000 |
| Total capital | 55,679,000 | 56,084,000 | 56,813,000 | 57,343,000 |
| Risk-weighted assets | 196,411,000 | 187,651,000 | 185,201,000 | 182,279,000 |