Call reports 2004
BANK OF POCAHONTAS — 2004
What BANK OF POCAHONTAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 125,253,000 | 118,547,000 |
| Total loans | 60,735,000 | 60,055,000 |
| Allowance for loan losses | 2,543,000 | 2,431,000 |
| Securities available for sale | 42,519,000 | 39,310,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 100,435,000 | 93,827,000 |
| Interest-bearing deposits | 81,913,000 | 75,748,000 |
| Noninterest-bearing deposits | 18,522,000 | 18,080,000 |
| Equity capital | 13,295,000 | 10,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 1,647,000 | 3,167,000 |
| Interest expense | 569,000 | 1,069,000 |
| Net interest income | 1,078,000 | 2,098,000 |
| Noninterest income | 298,000 | 588,000 |
| Noninterest expense | 875,000 | 3,702,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 501,000 | -1,016,000 |
| Income tax | 0 | 0 |
| Net income | 501,000 | -1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 12,535,000 | 10,768,000 |
| Total capital | 13,453,000 | 11,664,000 |
| Risk-weighted assets | 71,784,000 | 70,168,000 |