Call reports 2003
BANK OF POCAHONTAS — 2003
What BANK OF POCAHONTAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 135,439,000 | 133,006,000 | 128,602,000 | 129,735,000 |
| Total loans | 82,543,000 | 75,504,000 | 68,889,000 | 65,646,000 |
| Allowance for loan losses | 3,368,000 | 3,028,000 | 2,935,000 | 2,877,000 |
| Securities available for sale | 37,414,000 | 44,169,000 | 43,865,000 | 46,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,823,000 | 108,008,000 | 104,605,000 | 105,687,000 |
| Interest-bearing deposits | 93,204,000 | 90,754,000 | 87,331,000 | 87,111,000 |
| Noninterest-bearing deposits | 17,619,000 | 17,254,000 | 17,274,000 | 18,576,000 |
| Equity capital | 11,603,000 | 12,148,000 | 11,834,000 | 12,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,111,000 | 5,919,000 | 7,738,000 |
| Interest expense | 801,000 | 1,533,000 | 2,206,000 | 2,845,000 |
| Net interest income | 1,335,000 | 2,578,000 | 3,713,000 | 4,893,000 |
| Noninterest income | 297,000 | 608,000 | 842,000 | 1,150,000 |
| Noninterest expense | 1,126,000 | 2,204,000 | 3,241,000 | 4,223,000 |
| Provision for loan losses | 74,000 | 149,000 | 174,000 | 174,000 |
| Pretax income | 432,000 | 833,000 | 1,140,000 | 1,646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 432,000 | 833,000 | 1,140,000 | 1,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,095,000 | 11,496,000 | 11,678,000 | 12,034,000 |
| Total capital | 12,247,000 | 12,578,000 | 12,688,000 | 13,012,000 |
| Risk-weighted assets | 89,943,000 | 84,629,000 | 78,883,000 | 76,319,000 |