Call reports 2002
BANK OF POCAHONTAS — 2002
What BANK OF POCAHONTAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 141,666,000 | 141,515,000 | 142,491,000 | 141,058,000 |
| Total loans | 100,553,000 | 103,042,000 | 102,612,000 | 94,969,000 |
| Allowance for loan losses | 3,138,000 | 3,144,000 | 3,179,000 | 4,115,000 |
| Securities available for sale | 24,472,000 | 24,621,000 | 22,926,000 | 28,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,064,000 | 117,161,000 | 117,522,000 | 116,578,000 |
| Interest-bearing deposits | 100,214,000 | 99,966,000 | 100,160,000 | 99,618,000 |
| Noninterest-bearing deposits | 17,850,000 | 17,195,000 | 17,362,000 | 16,960,000 |
| Equity capital | 9,735,000 | 10,616,000 | 11,446,000 | 11,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,526,000 | 5,116,000 | 7,648,000 | 10,013,000 |
| Interest expense | 1,064,000 | 2,090,000 | 3,108,000 | 4,069,000 |
| Net interest income | 1,462,000 | 3,026,000 | 4,540,000 | 5,944,000 |
| Noninterest income | 282,000 | 592,000 | 740,000 | 855,000 |
| Noninterest expense | 1,025,000 | 2,115,000 | 3,097,000 | 4,267,000 |
| Provision for loan losses | 1,725,000 | 1,800,000 | 1,955,000 | 3,605,000 |
| Pretax income | -1,006,000 | -297,000 | 228,000 | -1,073,000 |
| Income tax | 61,000 | 61,000 | 61,000 | 61,000 |
| Net income | -1,067,000 | -358,000 | 167,000 | -1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,755,000 | 10,239,000 | 10,765,000 | 10,663,000 |
| Total capital | 11,092,000 | 11,599,000 | 12,132,000 | 11,952,000 |
| Risk-weighted assets | 105,143,000 | 107,098,000 | 107,558,000 | 100,317,000 |