Call reports 2001
BANK OF POCAHONTAS — 2001
What BANK OF POCAHONTAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 128,569,000 | 133,559,000 | 133,534,000 | 142,429,000 |
| Total loans | 97,881,000 | 100,006,000 | 101,118,000 | 101,368,000 |
| Allowance for loan losses | 1,299,000 | 1,349,000 | 1,442,000 | 1,428,000 |
| Securities available for sale | 14,269,000 | 16,263,000 | 18,296,000 | 21,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,871,000 | 109,520,000 | 109,601,000 | 116,975,000 |
| Interest-bearing deposits | 88,831,000 | 92,837,000 | 92,877,000 | 99,028,000 |
| Noninterest-bearing deposits | 16,040,000 | 16,683,000 | 16,724,000 | 17,947,000 |
| Equity capital | 10,554,000 | 10,969,000 | 11,572,000 | 11,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,481,000 | 5,090,000 | 7,717,000 | 10,317,000 |
| Interest expense | 1,335,000 | 2,644,000 | 3,857,000 | 5,032,000 |
| Net interest income | 1,146,000 | 2,446,000 | 3,860,000 | 5,285,000 |
| Noninterest income | 270,000 | 560,000 | 833,000 | 1,096,000 |
| Noninterest expense | 867,000 | 1,766,000 | 2,721,000 | 3,739,000 |
| Provision for loan losses | 75,000 | 210,000 | 385,000 | 460,000 |
| Pretax income | 474,000 | 1,031,000 | 1,588,000 | 2,183,000 |
| Income tax | 0 | 0 | 0 | 401,000 |
| Net income | 474,000 | 1,031,000 | 1,588,000 | 1,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,440,000 | 10,846,000 | 11,254,000 | 11,298,000 |
| Total capital | 11,718,000 | 12,161,000 | 12,580,000 | 12,638,000 |
| Risk-weighted assets | 102,215,000 | 105,185,000 | 105,997,000 | 107,090,000 |