Call reports 2005
CENTENNIAL BANK OF PUEBLO — 2005
What CENTENNIAL BANK OF PUEBLO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 33,672,000 | 34,124,000 | 32,790,000 | 32,444,000 |
| Total loans | 21,050,000 | 23,409,000 | 22,025,000 | 21,993,000 |
| Allowance for loan losses | 386,000 | 387,000 | 387,000 | 376,000 |
| Securities available for sale | 4,470,000 | 4,469,000 | 3,963,000 | 3,463,000 |
| Securities held to maturity | 717,000 | 685,000 | 653,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,071,000 | 30,357,000 | 28,987,000 | 28,568,000 |
| Interest-bearing deposits | 23,472,000 | 24,219,000 | 22,595,000 | 21,642,000 |
| Noninterest-bearing deposits | 6,599,000 | 6,139,000 | 6,392,000 | 6,926,000 |
| Equity capital | 3,545,000 | 3,714,000 | 3,720,000 | 3,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 915,000 | 1,427,000 | 1,926,000 |
| Interest expense | 67,000 | 143,000 | 229,000 | 335,000 |
| Net interest income | 366,000 | 772,000 | 1,198,000 | 1,591,000 |
| Noninterest income | 41,000 | 72,000 | 100,000 | 129,000 |
| Noninterest expense | 265,000 | 547,000 | 904,000 | 1,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 297,000 | 394,000 | 470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 297,000 | 394,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,575,000 | 3,733,000 | 3,746,000 | 3,815,000 |
| Total capital | 3,853,000 | 4,030,000 | 4,031,000 | 4,101,000 |
| Risk-weighted assets | 22,099,000 | 23,691,000 | 22,704,000 | 22,769,000 |