Call reports 2004
CENTENNIAL BANK OF PUEBLO — 2004
What CENTENNIAL BANK OF PUEBLO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,781,000 | 33,250,000 | 31,895,000 | 31,453,000 |
| Total loans | 19,860,000 | 20,856,000 | 20,550,000 | 20,449,000 |
| Allowance for loan losses | 365,000 | 374,000 | 383,000 | 386,000 |
| Securities available for sale | 5,110,000 | 5,040,000 | 5,023,000 | 4,496,000 |
| Securities held to maturity | 673,000 | 594,000 | 535,000 | 741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,269,000 | 29,755,000 | 28,350,000 | 27,902,000 |
| Interest-bearing deposits | 24,741,000 | 24,327,000 | 22,107,000 | 21,224,000 |
| Noninterest-bearing deposits | 5,528,000 | 5,428,000 | 6,243,000 | 6,678,000 |
| Equity capital | 3,443,000 | 3,442,000 | 3,472,000 | 3,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 837,000 | 1,267,000 | 1,691,000 |
| Interest expense | 61,000 | 119,000 | 176,000 | 239,000 |
| Net interest income | 346,000 | 718,000 | 1,091,000 | 1,452,000 |
| Noninterest income | 35,000 | 67,000 | 98,000 | 126,000 |
| Noninterest expense | 258,000 | 521,000 | 793,000 | 1,044,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 30,000 |
| Pretax income | 114,000 | 246,000 | 369,000 | 504,000 |
| Income tax | 2,000 | 0 | 0 | 0 |
| Net income | 112,000 | 246,000 | 369,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,407,000 | 3,449,000 | 3,479,000 | 3,526,000 |
| Total capital | 3,682,000 | 3,727,000 | 3,748,000 | 3,792,000 |
| Risk-weighted assets | 21,941,000 | 22,147,000 | 21,444,000 | 21,126,000 |