Call reports 2003
CENTENNIAL BANK OF PUEBLO — 2003
What CENTENNIAL BANK OF PUEBLO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,567,000 | 33,033,000 | 32,638,000 | 31,066,000 |
| Total loans | 18,405,000 | 18,897,000 | 19,467,000 | 19,604,000 |
| Allowance for loan losses | 340,000 | 347,000 | 354,000 | 358,000 |
| Securities available for sale | 3,616,000 | 3,640,000 | 4,900,000 | 5,110,000 |
| Securities held to maturity | 1,233,000 | 1,042,000 | 887,000 | 728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,243,000 | 29,603,000 | 29,190,000 | 27,611,000 |
| Interest-bearing deposits | 21,980,000 | 24,472,000 | 23,427,000 | 21,149,000 |
| Noninterest-bearing deposits | 5,262,000 | 5,131,000 | 5,763,000 | 6,462,000 |
| Equity capital | 3,238,000 | 3,363,000 | 3,376,000 | 3,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 861,000 | 1,300,000 | 1,722,000 |
| Interest expense | 83,000 | 164,000 | 244,000 | 309,000 |
| Net interest income | 334,000 | 697,000 | 1,056,000 | 1,413,000 |
| Noninterest income | 26,000 | 55,000 | 78,000 | 125,000 |
| Noninterest expense | 264,000 | 524,000 | 771,000 | 1,033,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 89,000 | 213,000 | 340,000 | 475,000 |
| Income tax | 0 | 0 | 1,000 | 9,000 |
| Net income | 89,000 | 213,000 | 339,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,183,000 | 3,306,000 | 3,341,000 | 3,385,000 |
| Total capital | 3,443,000 | 3,579,000 | 3,618,000 | 3,659,000 |
| Risk-weighted assets | 20,752,000 | 21,735,000 | 22,088,000 | 21,863,000 |