Call reports 2002
CENTENNIAL BANK OF PUEBLO — 2002
What CENTENNIAL BANK OF PUEBLO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 29,098,000 | 32,005,000 | 30,636,000 | 28,845,000 |
| Total loans | 16,946,000 | 17,114,000 | 17,875,000 | 17,173,000 |
| Allowance for loan losses | 320,000 | 327,000 | 334,000 | 339,000 |
| Securities available for sale | 4,342,000 | 4,372,000 | 3,873,000 | 3,646,000 |
| Securities held to maturity | 1,904,000 | 1,786,000 | 1,678,000 | 1,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,924,000 | 28,762,000 | 27,271,000 | 25,528,000 |
| Interest-bearing deposits | 20,705,000 | 23,817,000 | 22,261,000 | 20,125,000 |
| Noninterest-bearing deposits | 5,219,000 | 4,945,000 | 5,010,000 | 5,403,000 |
| Equity capital | 3,089,000 | 3,168,000 | 3,234,000 | 3,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 906,000 | 1,359,000 | 1,798,000 |
| Interest expense | 112,000 | 210,000 | 310,000 | 402,000 |
| Net interest income | 313,000 | 696,000 | 1,049,000 | 1,396,000 |
| Noninterest income | 32,000 | 39,000 | 98,000 | 132,000 |
| Noninterest expense | 263,000 | 529,000 | 785,000 | 1,052,000 |
| Provision for loan losses | 2,000 | 10,000 | 18,000 | 25,000 |
| Pretax income | 80,000 | 196,000 | 344,000 | 451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 196,000 | 344,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,064,000 | 3,104,000 | 3,161,000 | 3,183,000 |
| Total capital | 3,303,000 | 3,354,000 | 3,416,000 | 3,424,000 |
| Risk-weighted assets | 19,002,000 | 19,892,000 | 20,292,000 | 19,205,000 |