Call reports 2018
PREFERRED COMMUNITY BANK — 2018
What PREFERRED COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 119,173,000 | 115,897,000 |
| Total loans | 83,878,000 | 83,817,000 |
| Allowance for loan losses | 975,000 | 988,000 |
| Securities available for sale | 14,831,000 | 14,381,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 104,578,000 | 101,955,000 |
| Interest-bearing deposits | 70,420,000 | 66,042,000 |
| Noninterest-bearing deposits | 34,158,000 | 35,913,000 |
| Equity capital | 13,488,000 | 13,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 1,127,000 | 2,274,000 |
| Interest expense | 113,000 | 213,000 |
| Net interest income | 1,014,000 | 2,061,000 |
| Noninterest income | 188,000 | 491,000 |
| Noninterest expense | 953,000 | 1,815,000 |
| Provision for loan losses | -35,000 | -20,000 |
| Pretax income | 284,000 | 757,000 |
| Income tax | 74,000 | 196,000 |
| Net income | 210,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 13,553,000 | 14,038,000 |
| Total capital | 14,417,000 | 14,912,000 |
| Risk-weighted assets | 69,011,000 | 69,674,000 |