Call reports 2017
PREFERRED COMMUNITY BANK — 2017
What PREFERRED COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,338,000 | 116,097,000 | 117,531,000 | 117,626,000 |
| Total loans | 75,709,000 | 77,872,000 | 79,798,000 | 80,975,000 |
| Allowance for loan losses | 1,002,000 | 1,004,000 | 1,008,000 | 1,009,000 |
| Securities available for sale | 14,844,000 | 16,219,000 | 15,245,000 | 15,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,697,000 | 97,619,000 | 96,862,000 | 99,613,000 |
| Interest-bearing deposits | 74,386,000 | 72,091,000 | 69,123,000 | 70,418,000 |
| Noninterest-bearing deposits | 24,311,000 | 25,529,000 | 27,739,000 | 29,195,000 |
| Equity capital | 13,054,000 | 13,329,000 | 13,505,000 | 13,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,969,000 | 3,004,000 | 4,115,000 |
| Interest expense | 98,000 | 198,000 | 302,000 | 419,000 |
| Net interest income | 862,000 | 1,771,000 | 2,702,000 | 3,696,000 |
| Noninterest income | 179,000 | 425,000 | 604,000 | 797,000 |
| Noninterest expense | 835,000 | 1,678,000 | 2,543,000 | 3,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 518,000 | 763,000 | 1,066,000 |
| Income tax | 84,000 | 205,000 | 300,000 | 641,000 |
| Net income | 122,000 | 313,000 | 463,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,301,000 | 12,637,000 | 12,907,000 | 13,249,000 |
| Total capital | 13,145,000 | 13,442,000 | 13,729,000 | 14,094,000 |
| Risk-weighted assets | 67,257,000 | 64,030,000 | 65,420,000 | 67,359,000 |