Call report 2008Q4
PREFERRED COMMUNITY BANK — 2008Q4
The 22 measures PREFERRED COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 37,820,000 | USD | evidence → |
| Total loans | 24,129,000 | USD | evidence → |
| Allowance for loan losses | 315,000 | USD | evidence → |
| Securities available for sale | 7,752,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,116,000 | USD | evidence → |
| Interest-bearing deposits | 25,273,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,843,000 | USD | evidence → |
| Equity capital | 10,623,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,552,000 | USD | evidence → |
| Interest expense | 521,000 | USD | evidence → |
| Net interest income | 1,031,000 | USD | evidence → |
| Noninterest income | 61,000 | USD | evidence → |
| Noninterest expense | 1,962,000 | USD | evidence → |
| Provision for loan losses | 226,000 | USD | evidence → |
| Pretax income | -1,096,000 | USD | evidence → |
| Income tax | -382,000 | USD | evidence → |
| Net income | -714,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,778,000 | USD | evidence → |
| Total capital | 10,093,000 | USD | evidence → |
| Risk-weighted assets | 28,520,000 | USD | evidence → |