Call reports 2024
TOWN & COUNTRY BANK AND TRUST COMPANY — 2024
What TOWN & COUNTRY BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 437,253,000 | 428,745,000 | 417,415,000 | 427,420,000 |
| Total loans | 274,797,000 | 278,380,000 | 280,003,000 | 278,337,000 |
| Allowance for loan losses | 2,676,000 | 2,613,000 | 2,651,000 | 2,682,000 |
| Securities available for sale | 119,618,000 | 116,644,000 | 111,422,000 | 101,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,069,000 | 351,031,000 | 342,087,000 | 359,363,000 |
| Interest-bearing deposits | 221,015,000 | 217,810,000 | 208,396,000 | 224,164,000 |
| Noninterest-bearing deposits | 131,054,000 | 133,221,000 | 133,691,000 | 135,199,000 |
| Equity capital | 41,698,000 | 42,615,000 | 45,549,000 | 44,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,566,000 | 9,286,000 | 14,085,000 | 18,951,000 |
| Interest expense | 877,000 | 1,757,000 | 2,672,000 | 3,537,000 |
| Net interest income | 3,689,000 | 7,529,000 | 11,413,000 | 15,414,000 |
| Noninterest income | 880,000 | 1,911,000 | 2,953,000 | 3,973,000 |
| Noninterest expense | 3,285,000 | 6,713,000 | 9,779,000 | 13,032,000 |
| Provision for loan losses | 63,000 | 63,000 | 146,000 | 146,000 |
| Pretax income | 1,221,000 | 2,664,000 | 4,441,000 | 6,209,000 |
| Income tax | 147,000 | 521,000 | 968,000 | 1,423,000 |
| Net income | 1,074,000 | 2,143,000 | 3,473,000 | 4,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,168,000 | 48,692,000 | 49,439,000 | 49,986,000 |