Call reports 2023
TOWN & COUNTRY BANK AND TRUST COMPANY — 2023
What TOWN & COUNTRY BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 439,313,000 | 438,214,000 | 435,911,000 | 434,309,000 |
| Total loans | 270,701,000 | 269,235,000 | 275,757,000 | 273,720,000 |
| Allowance for loan losses | 2,608,000 | 2,600,000 | 2,606,000 | 2,624,000 |
| Securities available for sale | 137,702,000 | 135,505,000 | 127,797,000 | 126,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,813,000 | 354,769,000 | 338,998,000 | 350,317,000 |
| Interest-bearing deposits | 224,138,000 | 214,828,000 | 202,917,000 | 218,593,000 |
| Noninterest-bearing deposits | 142,675,000 | 139,941,000 | 136,080,000 | 131,724,000 |
| Equity capital | 38,402,000 | 38,595,000 | 37,689,000 | 41,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,973,000 | 8,161,000 | 12,493,000 | 16,914,000 |
| Interest expense | 294,000 | 810,000 | 1,420,000 | 2,272,000 |
| Net interest income | 3,679,000 | 7,351,000 | 11,073,000 | 14,642,000 |
| Noninterest income | 819,000 | 1,747,000 | 2,626,000 | 3,494,000 |
| Noninterest expense | 2,995,000 | 5,976,000 | 9,008,000 | 12,200,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 1,503,000 | 3,122,000 | 4,691,000 | 5,922,000 |
| Income tax | 323,000 | 744,000 | 1,149,000 | 1,470,000 |
| Net income | 1,180,000 | 2,378,000 | 3,542,000 | 4,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,233,000 | 46,891,000 | 47,466,000 | 47,679,000 |