Call reports 2022
TOWN & COUNTRY BANK AND TRUST COMPANY — 2022
What TOWN & COUNTRY BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 438,608,000 | 433,496,000 | 427,727,000 | 435,491,000 |
| Total loans | 228,877,000 | 239,005,000 | 249,243,000 | 258,477,000 |
| Allowance for loan losses | 2,600,000 | 2,609,000 | 2,608,000 | 2,607,000 |
| Securities available for sale | 120,340,000 | 128,643,000 | 140,719,000 | 140,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,531,000 | 393,852,000 | 389,187,000 | 384,512,000 |
| Interest-bearing deposits | 240,406,000 | 239,302,000 | 237,128,000 | 232,825,000 |
| Noninterest-bearing deposits | 157,126,000 | 154,550,000 | 152,059,000 | 151,687,000 |
| Equity capital | 39,237,000 | 37,804,000 | 34,232,000 | 36,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,805,000 | 5,813,000 | 9,390,000 | 13,220,000 |
| Interest expense | 86,000 | 173,000 | 265,000 | 402,000 |
| Net interest income | 2,719,000 | 5,640,000 | 9,125,000 | 12,818,000 |
| Noninterest income | 942,000 | 1,864,000 | 2,725,000 | 3,550,000 |
| Noninterest expense | 2,750,000 | 5,102,000 | 7,808,000 | 10,743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 911,000 | 2,402,000 | 4,042,000 | 5,625,000 |
| Income tax | 248,000 | 618,000 | 1,040,000 | 1,409,000 |
| Net income | 663,000 | 1,784,000 | 3,002,000 | 4,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,808,000 | 44,378,000 | 45,051,000 | 45,617,000 |