Call reports 2021
TOWN & COUNTRY BANK AND TRUST COMPANY — 2021
What TOWN & COUNTRY BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 396,780,000 | 402,095,000 | 424,097,000 | 435,008,000 |
| Total loans | 228,795,000 | 230,161,000 | 232,002,000 | 226,474,000 |
| Allowance for loan losses | 2,607,000 | 2,608,000 | 2,609,000 | 2,598,000 |
| Securities available for sale | 72,415,000 | 86,278,000 | 94,982,000 | 109,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,640,000 | 356,289,000 | 378,224,000 | 390,359,000 |
| Interest-bearing deposits | 219,825,000 | 222,717,000 | 228,780,000 | 236,260,000 |
| Noninterest-bearing deposits | 130,815,000 | 133,572,000 | 149,443,000 | 154,099,000 |
| Equity capital | 42,808,000 | 43,438,000 | 43,807,000 | 43,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,977,000 | 6,180,000 | 9,493,000 | 12,471,000 |
| Interest expense | 106,000 | 205,000 | 297,000 | 384,000 |
| Net interest income | 2,871,000 | 5,975,000 | 9,196,000 | 12,087,000 |
| Noninterest income | 1,033,000 | 2,241,000 | 3,142,000 | 4,038,000 |
| Noninterest expense | 2,620,000 | 5,293,000 | 8,000,000 | 10,937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,284,000 | 2,923,000 | 4,338,000 | 5,188,000 |
| Income tax | 381,000 | 756,000 | 1,175,000 | 1,325,000 |
| Net income | 903,000 | 2,167,000 | 3,163,000 | 3,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,333,000 | 43,105,000 | 43,564,000 | 43,689,000 |