Call reports 2018
TOWN & COUNTRY BANK AND TRUST COMPANY — 2018
What TOWN & COUNTRY BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 304,726,000 | 303,607,000 | 306,142,000 | 304,423,000 |
| Total loans | 180,053,000 | 191,293,000 | 200,944,000 | 206,637,000 |
| Allowance for loan losses | 2,073,000 | 2,075,000 | 2,062,000 | 2,069,000 |
| Securities available for sale | 67,284,000 | 70,494,000 | 68,509,000 | 64,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,426,000 | 265,851,000 | 266,326,000 | 265,145,000 |
| Interest-bearing deposits | 176,858,000 | 175,081,000 | 173,084,000 | 174,197,000 |
| Noninterest-bearing deposits | 90,568,000 | 90,769,000 | 93,242,000 | 90,948,000 |
| Equity capital | 36,115,000 | 36,586,000 | 36,992,000 | 37,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,654,000 | 5,434,000 | 8,384,000 | 11,433,000 |
| Interest expense | 62,000 | 127,000 | 191,000 | 268,000 |
| Net interest income | 2,592,000 | 5,307,000 | 8,193,000 | 11,165,000 |
| Noninterest income | 1,143,000 | 2,277,000 | 3,092,000 | 4,121,000 |
| Noninterest expense | 2,558,000 | 5,051,000 | 7,557,000 | 10,100,000 |
| Provision for loan losses | -591,000 | -591,000 | -664,000 | -698,000 |
| Pretax income | 1,768,000 | 3,124,000 | 4,392,000 | 5,884,000 |
| Income tax | 369,000 | 639,000 | 904,000 | 1,212,000 |
| Net income | 1,399,000 | 2,485,000 | 3,488,000 | 4,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,647,000 | 36,070,000 | 36,884,000 | 37,441,000 |
| Total capital | 37,933,000 | 38,358,000 | 39,159,000 | 39,673,000 |
| Risk-weighted assets | 208,702,000 | 221,546,000 | 227,643,000 | 226,029,000 |