Call reports 2017
TOWN & COUNTRY BANK AND TRUST COMPANY — 2017
What TOWN & COUNTRY BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 294,557,000 | 302,624,000 | 306,664,000 | 306,605,000 |
| Total loans | 172,954,000 | 173,268,000 | 178,616,000 | 178,873,000 |
| Allowance for loan losses | 2,643,000 | 2,515,000 | 2,227,000 | 2,300,000 |
| Securities available for sale | 67,983,000 | 66,648,000 | 64,808,000 | 67,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,255,000 | 264,068,000 | 267,382,000 | 269,617,000 |
| Interest-bearing deposits | 167,551,000 | 173,071,000 | 172,876,000 | 175,914,000 |
| Noninterest-bearing deposits | 88,704,000 | 90,997,000 | 94,506,000 | 93,703,000 |
| Equity capital | 37,273,000 | 37,411,000 | 37,878,000 | 35,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 4,857,000 | 7,435,000 | 10,028,000 |
| Interest expense | 59,000 | 121,000 | 185,000 | 249,000 |
| Net interest income | 2,335,000 | 4,736,000 | 7,250,000 | 9,779,000 |
| Noninterest income | 936,000 | 1,719,000 | 2,516,000 | 3,350,000 |
| Noninterest expense | 2,485,000 | 5,083,000 | 7,533,000 | 10,183,000 |
| Provision for loan losses | 0 | 0 | -550,000 | -550,000 |
| Pretax income | 786,000 | 1,372,000 | 2,783,000 | 3,496,000 |
| Income tax | 258,000 | 479,000 | 819,000 | 2,855,000 |
| Net income | 528,000 | 893,000 | 1,964,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,929,000 | 34,143,000 | 35,032,000 | 34,448,000 |
| Total capital | 36,434,000 | 36,687,000 | 37,472,000 | 36,961,000 |
| Risk-weighted assets | 200,053,000 | 203,357,000 | 207,965,000 | 207,836,000 |