Call reports 2014
TOWN & COUNTRY BANK AND TRUST COMPANY — 2014
What TOWN & COUNTRY BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 256,072,000 | 252,285,000 | 254,418,000 | 252,480,000 |
| Total loans | 165,005,000 | 157,646,000 | 156,221,000 | 149,672,000 |
| Allowance for loan losses | 7,004,000 | 6,505,000 | 6,283,000 | 4,866,000 |
| Securities available for sale | 50,163,000 | 57,472,000 | 54,147,000 | 54,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,178,000 | 224,434,000 | 226,086,000 | 222,995,000 |
| Interest-bearing deposits | 160,573,000 | 155,375,000 | 154,679,000 | 152,084,000 |
| Noninterest-bearing deposits | 68,605,000 | 69,059,000 | 71,407,000 | 70,911,000 |
| Equity capital | 25,089,000 | 26,139,000 | 26,615,000 | 28,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,693,000 | 6,871,000 | 9,134,000 |
| Interest expense | 90,000 | 171,000 | 250,000 | 326,000 |
| Net interest income | 2,087,000 | 4,522,000 | 6,621,000 | 8,808,000 |
| Noninterest income | 927,000 | 2,365,000 | 3,089,000 | 3,654,000 |
| Noninterest expense | 2,799,000 | 6,019,000 | 8,437,000 | 10,795,000 |
| Provision for loan losses | 0 | 0 | 0 | -750,000 |
| Pretax income | 215,000 | 870,000 | 1,275,000 | 2,419,000 |
| Income tax | 0 | 0 | 0 | -230,000 |
| Net income | 215,000 | 870,000 | 1,275,000 | 2,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,389,000 | 26,038,000 | 26,500,000 | 27,886,000 |
| Total capital | 27,532,000 | 28,118,000 | 28,559,000 | 29,873,000 |
| Risk-weighted assets | 166,205,000 | 161,562,000 | 160,016,000 | 155,659,000 |