Call reports 2001
TOWN & COUNTRY BANK AND TRUST COMPANY — 2001
What TOWN & COUNTRY BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 192,210,000 | 196,314,000 | 202,867,000 | 202,328,000 |
| Total loans | 129,762,000 | 129,006,000 | 131,487,000 | 134,346,000 |
| Allowance for loan losses | 1,338,000 | 1,352,000 | 1,179,000 | 1,300,000 |
| Securities available for sale | 1,984,000 | 8,924,000 | 8,961,000 | 7,964,000 |
| Securities held to maturity | 27,594,000 | 29,727,000 | 36,140,000 | 39,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,842,000 | 167,770,000 | 173,779,000 | 174,783,000 |
| Interest-bearing deposits | 129,857,000 | 133,193,000 | 136,835,000 | 136,441,000 |
| Noninterest-bearing deposits | 34,985,000 | 34,577,000 | 36,944,000 | 38,342,000 |
| Equity capital | 25,776,000 | 26,121,000 | 26,365,000 | 26,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,667,000 | 7,279,000 | 10,728,000 | 13,951,000 |
| Interest expense | 1,507,000 | 3,016,000 | 4,448,000 | 5,625,000 |
| Net interest income | 2,160,000 | 4,263,000 | 6,280,000 | 8,326,000 |
| Noninterest income | 278,000 | 670,000 | 1,052,000 | 1,455,000 |
| Noninterest expense | 1,670,000 | 3,269,000 | 4,860,000 | 6,595,000 |
| Provision for loan losses | 60,000 | 120,000 | 200,000 | 320,000 |
| Pretax income | 708,000 | 1,544,000 | 2,272,000 | 2,866,000 |
| Income tax | 255,000 | 510,000 | 765,000 | 849,000 |
| Net income | 453,000 | 1,034,000 | 1,507,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,752,000 | 26,085,000 | 26,300,000 | 26,554,000 |
| Total capital | 27,090,000 | 27,437,000 | 27,479,000 | 27,854,000 |
| Risk-weighted assets | 121,142,000 | 120,932,000 | 129,203,000 | 130,302,000 |