Call reports 2023
ROCKY MOUNTAIN BANK — 2023
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Total assets | 694,611,000 | 697,123,000 |
| Total loans | 421,326,000 | 416,817,000 |
| Allowance for loan losses | 7,523,000 | 7,311,000 |
| Securities available for sale | 180,611,000 | 175,339,000 |
| Securities held to maturity | 38,844,000 | 38,928,000 |
| Trading assets | 1,568,000 | 1,880,000 |
| Total deposits | 633,638,000 | 634,113,000 |
| Interest-bearing deposits | 472,469,000 | 479,842,000 |
| Noninterest-bearing deposits | 161,169,000 | 154,271,000 |
| Equity capital | 48,695,000 | 48,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Interest income | 7,666,000 | 15,412,000 |
| Interest expense | 1,518,000 | 3,619,000 |
| Net interest income | 6,148,000 | 11,793,000 |
| Noninterest income | 972,000 | 2,020,000 |
| Noninterest expense | 4,620,000 | 9,478,000 |
| Provision for loan losses | 2,384,000 | 2,181,000 |
| Pretax income | 57,000 | 2,309,000 |
| Income tax | -73,000 | 413,000 |
| Net income | 130,000 | 1,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Tier 1 capital | 63,945,000 | 65,711,000 |
| Total capital | 70,516,000 | 72,265,000 |
| Risk-weighted assets | 523,953,000 | 523,003,000 |