Call reports 2022
ROCKY MOUNTAIN BANK — 2022
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 720,934,000 | 747,522,000 | 751,308,000 | 721,362,000 |
| Total loans | 389,604,000 | 433,498,000 | 441,858,000 | 434,825,000 |
| Allowance for loan losses | 4,450,000 | 4,863,000 | 5,124,000 | 5,144,000 |
| Securities available for sale | 260,173,000 | 239,080,000 | 197,320,000 | 189,941,000 |
| Securities held to maturity | 11,571,000 | 11,581,000 | 38,678,000 | 38,760,000 |
| Trading assets | 797,000 | 1,325,000 | 2,039,000 | 1,948,000 |
| Total deposits | 648,497,000 | 687,341,000 | 693,366,000 | 646,636,000 |
| Interest-bearing deposits | 441,633,000 | 513,734,000 | 502,591,000 | 469,920,000 |
| Noninterest-bearing deposits | 206,864,000 | 173,607,000 | 190,775,000 | 176,716,000 |
| Equity capital | 54,722,000 | 47,645,000 | 44,655,000 | 46,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,256,000 | 11,233,000 | 17,974,000 | 25,516,000 |
| Interest expense | 163,000 | 486,000 | 1,207,000 | 2,396,000 |
| Net interest income | 5,093,000 | 10,747,000 | 16,767,000 | 23,120,000 |
| Noninterest income | 547,000 | 1,183,000 | 2,364,000 | 3,158,000 |
| Noninterest expense | 4,567,000 | 9,029,000 | 13,452,000 | 17,653,000 |
| Provision for loan losses | -8,000 | 374,000 | 680,000 | 769,000 |
| Pretax income | 1,033,000 | 2,352,000 | 4,744,000 | 7,508,000 |
| Income tax | 280,000 | 663,000 | 1,238,000 | 1,853,000 |
| Net income | 753,000 | 1,689,000 | 3,506,000 | 5,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,913,000 | 59,849,000 | 61,665,000 | 63,814,000 |
| Total capital | 65,104,000 | 65,484,000 | 67,529,000 | 69,792,000 |
| Risk-weighted assets | 503,231,000 | 538,349,000 | 554,051,000 | 543,614,000 |
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