Call reports 2021
ROCKY MOUNTAIN BANK — 2021
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 620,800,000 | 646,821,000 | 733,483,000 | 713,930,000 |
| Total loans | 322,737,000 | 342,976,000 | 369,004,000 | 384,660,000 |
| Allowance for loan losses | 4,990,000 | 4,557,000 | 4,756,000 | 4,466,000 |
| Securities available for sale | 229,807,000 | 247,865,000 | 265,114,000 | 267,213,000 |
| Securities held to maturity | 11,777,000 | 11,785,000 | 11,553,000 | 11,563,000 |
| Trading assets | 352,000 | 650,000 | 533,000 | 328,000 |
| Total deposits | 549,894,000 | 568,961,000 | 602,155,000 | 640,757,000 |
| Interest-bearing deposits | 376,920,000 | 383,508,000 | 388,901,000 | 430,716,000 |
| Noninterest-bearing deposits | 172,974,000 | 185,453,000 | 213,254,000 | 210,041,000 |
| Equity capital | 58,060,000 | 59,602,000 | 58,859,000 | 63,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,964,000 | 10,250,000 | 15,661,000 | 21,165,000 |
| Interest expense | 262,000 | 490,000 | 687,000 | 866,000 |
| Net interest income | 4,702,000 | 9,760,000 | 14,974,000 | 20,299,000 |
| Noninterest income | 732,000 | 1,791,000 | 2,636,000 | 3,657,000 |
| Noninterest expense | 3,815,000 | 7,758,000 | 11,911,000 | 16,304,000 |
| Provision for loan losses | -206,000 | -668,000 | -487,000 | -1,518,000 |
| Pretax income | 1,872,000 | 4,584,000 | 6,143,000 | 9,246,000 |
| Income tax | 420,000 | 1,010,000 | 1,368,000 | 2,084,000 |
| Net income | 1,452,000 | 3,574,000 | 4,775,000 | 7,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,048,000 | 53,071,000 | 53,272,000 | 59,159,000 |
| Total capital | 57,943,000 | 58,122,000 | 58,708,000 | 64,366,000 |
| Risk-weighted assets | 391,071,000 | 422,887,000 | 487,302,000 | 492,308,000 |
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