Call reports 2018
ROCKY MOUNTAIN BANK — 2018
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 490,917,000 | 504,243,000 | 495,725,000 | 490,453,000 |
| Total loans | 332,122,000 | 342,196,000 | 339,732,000 | 339,110,000 |
| Allowance for loan losses | 3,201,000 | 3,865,000 | 3,442,000 | 3,548,000 |
| Securities available for sale | 101,575,000 | 93,070,000 | 88,021,000 | 87,568,000 |
| Securities held to maturity | 24,082,000 | 22,939,000 | 22,594,000 | 22,042,000 |
| Trading assets | 240,000 | 278,000 | 347,000 | 145,000 |
| Total deposits | 429,000,000 | 443,359,000 | 429,167,000 | 424,700,000 |
| Interest-bearing deposits | 326,140,000 | 335,574,000 | 325,777,000 | 323,881,000 |
| Noninterest-bearing deposits | 102,860,000 | 107,785,000 | 103,390,000 | 100,819,000 |
| Equity capital | 51,445,000 | 51,129,000 | 51,134,000 | 51,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,137,000 | 10,753,000 | 16,377,000 | 21,944,000 |
| Interest expense | 363,000 | 836,000 | 1,363,000 | 1,902,000 |
| Net interest income | 4,774,000 | 9,917,000 | 15,014,000 | 20,042,000 |
| Noninterest income | 2,139,000 | 4,499,000 | 6,898,000 | 7,856,000 |
| Noninterest expense | 5,247,000 | 10,480,000 | 15,762,000 | 19,917,000 |
| Provision for loan losses | 187,000 | 924,000 | 1,607,000 | 1,744,000 |
| Pretax income | 1,512,000 | 3,019,000 | 4,550,000 | 6,244,000 |
| Income tax | 340,000 | 662,000 | 983,000 | 1,447,000 |
| Net income | 1,172,000 | 2,357,000 | 3,567,000 | 4,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,326,000 | 48,505,000 | 48,707,000 | 48,428,000 |
| Total capital | 51,533,000 | 52,378,000 | 52,154,000 | 51,982,000 |
| Risk-weighted assets | 368,521,000 | 379,203,000 | 369,495,000 | 364,494,000 |
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