Call reports 2017
ROCKY MOUNTAIN BANK — 2017
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 479,121,000 | 476,829,000 | 486,790,000 | 487,136,000 |
| Total loans | 338,511,000 | 337,090,000 | 340,096,000 | 335,858,000 |
| Allowance for loan losses | 3,253,000 | 3,387,000 | 3,302,000 | 3,062,000 |
| Securities available for sale | 79,183,000 | 79,021,000 | 88,871,000 | 93,967,000 |
| Securities held to maturity | 25,779,000 | 25,741,000 | 24,817,000 | 24,089,000 |
| Trading assets | 226,000 | 216,000 | 212,000 | 225,000 |
| Total deposits | 420,067,000 | 416,436,000 | 426,405,000 | 424,486,000 |
| Interest-bearing deposits | 322,539,000 | 318,139,000 | 321,069,000 | 323,137,000 |
| Noninterest-bearing deposits | 97,528,000 | 98,297,000 | 105,336,000 | 101,349,000 |
| Equity capital | 49,572,000 | 50,503,000 | 50,274,000 | 50,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,067,000 | 10,287,000 | 15,519,000 | 20,744,000 |
| Interest expense | 300,000 | 614,000 | 957,000 | 1,314,000 |
| Net interest income | 4,767,000 | 9,673,000 | 14,562,000 | 19,430,000 |
| Noninterest income | 2,617,000 | 5,929,000 | 8,780,000 | 11,426,000 |
| Noninterest expense | 5,201,000 | 10,827,000 | 16,121,000 | 21,015,000 |
| Provision for loan losses | -85,000 | -2,000 | -4,000 | -282,000 |
| Pretax income | 2,276,000 | 4,916,000 | 7,380,000 | 10,290,000 |
| Income tax | 755,000 | 1,663,000 | 2,496,000 | 3,637,000 |
| Net income | 1,521,000 | 3,253,000 | 4,884,000 | 6,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,280,000 | 48,061,000 | 47,739,000 | 47,660,000 |
| Total capital | 50,539,000 | 51,453,000 | 51,048,000 | 50,729,000 |
| Risk-weighted assets | 366,138,000 | 358,751,000 | 365,671,000 | 368,263,000 |